New or used vehicle loan amount may not exceed 100% MSRP including taxes plus and license, PLUS warranty up to $2,500 for 2 wheel drive and $3,000 for 4 wheel drive, GAP up to $1,000 and pre-paid maintenance up to $1000. ![]() New auto rates also reflect a 0.15% discount for a new auto purchase (2021 or newer) through the Surrogate Auto Shopper. New and used auto rates reflect a 0.25% discount for automatic transfer from an LBS Financial Checking or Savings account. See separate rates for autos, trucks, and vans older than 2014. *New auto years 2022 or newer and used autos are for model years 2015 to 2021.
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